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AccountsFAIR Account

Advantages for You

  • FREE services to active account users
  • MORE BENEFITS with upgraded account options
  • FREE maintenance of foreign currency accounts

Price Conditions

  • FREE account maintenance (MINI option); other account options (AKTIV and OPTIMAL) maintained for free only if actively used

Detailed Information

Why is our account FAIR?

  • You pay nothing for the basic products and services.
  • You know best how you use your account – you select the best option yourself!
  • You can change the account option any time and FREE OF CHARGE.

FAIR Account Options:

  • Do you want to enjoy the offered services in an optimal way and get free ATM cash withdrawals at home and abroad and preferential rates arranged to your savings account and overdraft facilities? Select the OPTIMAL option!
  • Do you want to use your account to pay for your daily expenses and get free ATM cash withdrawals in the Czech Republic? Select the AKTIV option!
  • Do you need a foreign currency account? Do you need more time to decide what account option suits you the best? Start with the MINI option!

FAIR Account
Active Use
Top Choice
Account maintenance (actively used) FREE FREE FREE
Account maintenance (inactively used) CZK 99 CZK 199
Incoming domestic payment in CZK

Outgoing on-line payment within Sberbank CZ (including standing orders and direct debits)

Outgoing domestic on-line payment in CZK
(including standing orders, direct debits and SIPO)

Sberbank Online Banking, Smart Banking

Debit card VISA Classic or Electron / MC Standart or Maestro

Unlimited ATM cash withdrawals
(Sberbank CZ, ČSOB and Era)

Unlimited ATM cash withdrawals
(any ATM at home and abroad)

FAIR Savings (PLUS) – preferential interest rate

FAIR Overdraft – preferential interest rate
of 14.99% p.a.

AKTIV: Free maintenance of accounts with at least 5 outgoing credit transfers per month.

OPTIMAL: Free maintenance of accounts with at least 5 outgoing credit transfers or sum of deposit and investment product balance of at least 1 million.

The service (fee for the service) is included in the monthly account maintenance fee.

For more information about the fees, please refer to our List of Fees.

Foreign payments tips

  • Sberbank payment - incoming and outgoing payments in EUR, USD, RUB and CZK between Sberbank CZ, a.s. and Sberbank of Russia and its subsidiary banks in Belarus, Bosnia and Herzegovina, Croatia, Hungary, Kazakhstan, Serbia, Slovakia, Slovenia, and Ukraine (special pricing conditions apply).
  • Rouble payments - incoming and outgoing payments in RUB from/to any bank in the Russian Federation (special pricing conditions apply)
  • EU payments - incoming and outgoing payments to/from an EEA member state, not exceeding EUR 50,000 inclusive, and which include the valid IBAN and BIC (special pricing conditions apply)


Contact us

  • At any Sberbank branch
  • On our info-line 800 133 444
  • Using the contact form on this page

Information contained in this marketing kit does not constitute a public offer or invitation to bid and/or enter into a contract/agreement. Provision and use of Sberbank CZ services are subject to the execution of a respective contract/agreement and compliance with the terms and conditions thereof. Comprehensive information about our products and services can be obtained at http://www.sberbankcz.cz or any Sberbank CZ branch.

Contact us

Do you have a question? Do you need more information about our products? We will be glad to help you.
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