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Overdraft LoansFAIR Overdraft

Advantages for You

  • Your immediate financial cushion
  • You only pay interest on the amount drawn

Price Conditions

  • CZK 0 per month for account maintenance
  • Complete information about the price can be found in our List of Fees and Interest Rates

Detailed Information

Are you worried about being short on money at any given time? Do you always want to have some at hand? We have an ideal solution for you, our FAIR Overdraft. Draw more from your account than you have in it, conveniently and at any time

Main features of the FAIR Overdraft:

    • Overdraft facilities ranging from CZK 1,000 to CZK 200,000
    • Available for any purpose
    • Arranged on your current account and available for card transactions/payment orders
    • Interest accrued only on the amount drawn down
    • Repaid by way of pay as you go payments or cash deposited in your current account

Basic Terms and Conditions  

  • Age 18 years and above
  • Regular income

Documents Required  

  • ID documents:
    • Czech citizens: ID card
    • Slovak citizens: Slovak ID card + another ID card (Czech permanent/ long-term / temporary residence permit or driving licence / passport and proof of address)
    • EU / EFTA citizens: passport or ID + Czech permanent/ long-term / temporary residence permit
    • Others: passport + Czech permanent/ long-term / temporary residence permit
  • Proof of income - if not credited to Sberbank CZ account:
    • employee  Proof of Income or full bank statements from your current account for the past three months
    • entrepreneur – Tax return and proof of tax payment

Contact us

  • At any Sberbank branch
  • On our info-line 800 133 444
  • Using the contact form on this page

Information contained in this marketing kit does not constitute a public offer or invitation to bid and/or enter into a contract/agreement. Provision and use of Sberbank CZ services are subject to the execution of a respective contract/agreement and compliance with the terms and conditions thereof. Comprehensive information about our products and services can be obtained at http://www.sberbankcz.cz or any Sberbank CZ branch.

FAIR overdraft

“A FAIR overdraft can provide you with a financial cushion in the event of a short-term drop in income. Naturally, we provide fast and easy processing.”

Personal Banker

Contact us

Do you have a question? Do you need more information about our products? We will be glad to help you.
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