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Advantages for You

Low interest rate – from 2.89% p.a.
No fees – loan processing FREE OF CHARGE
Extraordinary payments – up to 25% outside the fixed period without penalty

Price Conditions

  • Loan processing and maintenance = free of charge
  • Fix interest rates from 2.89% p.a.

Detailed Information

Would you like to save on monthly mortgage instalments? Transfer your mortgage to our bank and ease the burden on your family budget.

Main Features:

  • Mortgage for refinancing your existing housing loan
  • Fix interest rate from 2.89% p.a.
  • Loan processing and loan account maintenance FREE OF CHARGE
  • Loan period of up to 30 years
  • The loan secured by real estate - from its value will lend up to 90%
  • Complementary part of loan up to CZK 500,000 (e.g. for furnishings)
  • Extraordinary payments of 25% outside the fixed period without penalty
  • We will provide you a loan of up to 100% of the property value.
  • Easy refinancing up to 12 months before the end of the original fixed mortgage period.
  • Payments can be suspended due to illness or loss of employment
  • The original repayment period can be extended, or the current loan can be increased
  • We will only need the contractual documentation and a valuation of the property
  • Refinancing is also available with declaration of income as long as you have repaid the existing loan properly
  • Payment protection insurance and property insurance can be easily arranged at the branch

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Other useful informations

Information contained in this marketing kit does not constitute a public offer or invitation to bid and/or enter into a contract/agreement. Provision and use of Sberbank CZ services are subject to the execution of a respective contract/agreement and compliance with the terms and conditions thereof. Comprehensive information about our products and services can be obtained at http://www.sberbankcz.cz or any Sberbank CZ branch.

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Do you have a question? Do you need more information about our products? We will be glad to help you.
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