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Addressing My Housing
FAIR Mortgage

  • Mortgage to buy a house/apartment to live in, to rent, to renovate, or to build a house
  • Fix interest loan from 2.49% p.a., loan processing and loan account maintenance FREE OF CHARGE
  • Payments can be suspended due to illness or loss of employment

A Better Mortgage
Mortgage REFINANCING

  • Mortgage for refinancing your existing housing loan
  • Fix interest loan from 2.49% p.a., loan processing and loan account maintenance FREE OF CHARGE
  • Refinancing is also available without proof of income as long as you have repaid the existing loan properly

A Loan for Anything
GENERAL-PURPOSE Mortgage

  • You can use the money for any purpose – to buy a car or a property or to repay existing loans
  • Fix interest rate from 3.99% p.a., loan processing and loan account maintenance FREE OF CHARGE
  • We will lend you up to CZK 5,000,000, at most 70% of the market price of the property

I Do Not Have Collateral
PRE-MORTGAGE Loan

  • We will help you finance property that is not yet entered in the land register:
    • Purchase of an apartment or plot from the municipality
    • Cooperative housing – to be transferred into private ownership within 24 months
  • Interest rate from 4.49% p.a., loan processing and loan account maintenance FREE OF CHARGE