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Credit CardsFAIR Credit Card

Advantages for You

  • Interest-free loan for up to 45 days
  • Option enabling setup of direct debit, SIPO and other payment orders
  • Credit limit of  CZK 10 000 – 300 000

Price Conditions

  • No card and loan maintenance fee
  • Refer to our List of Fees for complete information about the pricing
  • Interest rate:
    • 23.90% p.a. (electronic transactions, direct debits and SIPO payments)
    • 29.90% p.a. (cash transactions and transfers)

Detailed Information

Do you always want to have enough cash on hand? Do you want to use the bank’s funds and let your own funds generate a profit instead? Apply for our FAIR Credit Card and pay for your shopping securely and worry-free, anytime, anywhere, and enjoy an interest-free period of 45 days. Contact us and learn more.

Main Features:

  • Embossed VISA Classic credit card
  • Wide-ranging use, the card can be used not only for purchases but enables payment of credit payments, SIPO, and setting up of other payment orders directly from the card
  • Weekly limit of up to 100% of the credit line
  • You don’t have to  worry about anything; Sberbank will automatically collect the mandatory minimum payment of 3 % of the spent amount (min. CZK 100)
  • No need to have an account with Sberbank
  • Favorable withdrawal fees for Sberbank ATMs withdrawals
  • Option to arrange insurance at favourable rates
    • Private travel insurance (cardholder)
    • Family travel insurance (cardholder and family members)
    • Card and personal possessions insurance (lost/stolen credit card and personal possessions)

Basic Terms and Conditions  

  • Age 18 years and above
  • Regular income

Documents Required  

  • ID documents:
    • Czech citizens: ID card
    • Slovak citizens: Slovak ID card + another ID card (Czech permanent/ long-term / temporary residence permit or driving licence / passport and proof of address)
    • EU / EFTA citizens: passport or ID + permanent residence permit
    • Others: passport + permanent residence permit
  • Proof of income - if not credited to Sberbank CZ account:
    • employee 
      • FAIR Credit Cards with limits from CZK 10,000 to CZK 250,000 (inclusive): Proof of Income or full bank statements from your current account for the past three months
      • FAIR Credit Cards with limits from CZK 251,000 to CZK 300,000 (inclusive): Proof of Income and full bank statements from your current account for the past three months
    • entrepreneur – Tax return and proof of tax payment

Contact us

Information contained in this marketing kit does not constitute a public offer or invitation to bid and/or enter into a contract/agreement. Provision and use of Sberbank CZ services are subject to the execution of a respective contract/agreement and compliance with the terms and conditions thereof. Comprehensive information about our products and services can be obtained at http://www.sberbankcz.cz or any Sberbank CZ branch.

FAIR Credit Card

“Why to use your own funds to cover your daily expenses when you can apply for our FAIR Credit Card and use the bank’s funds instead? Apply for our FAIR Credit Card now and enjoy an interest-free period of 45 days.”

Markéta
Personal Banker

Contact us

Do you have a question? Do you need more information about our products? We will be glad to help you.
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