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Consumer LoansFAIR Loan

Advantages for You

  • Best interest rate is guaranteed for the entire loan term
  • Unsecured loan for any purpose
  • Low rates – available immediately and under no conditions

Price Conditions

  • Annual percentage rate from 4.80% p.a
  • Free loan account opening, maintenance and early repayment
  • Refer to our List of Fees and Interest Rates for complete information about the pricing

Why choose a FAIR Loan

FAIR loans can be used for any purpose to make all your dreams come true – whether you wish to buy new furniture a car or a swimming pool, FAIR loan will accommodate all of your needs.

  • Borrow from CZK 30,000 to CZK 1,000,000
  • Monthly payments can be spread for a period from one to eight years
  • You can set the monthly loan amount and payment date yourself
  • Add a co-applicant to get a higher loan
  • You can also arrange payment protection insurance

Basic Terms and Conditions  

  • Age 18 years and above (applicant and co-applicant)
  • Regular income
  • Spousal consent for loans from CZK 250,000 to CZK 400,000 (inclusive) - granted in writing at any SBCZ branch 
  • Spouse as a mandatory co-applicant for loans above CZK 400,000

Documents Required  

  • ID documents:
    • Czech citizens: ID card
    • Slovak citizens: Slovak ID card + another ID card (Czech permanent/ long-term / temporary residence permit or driving licence / passport and proof of address)
    • EU / EFTA citizens: passport or ID + permanent residence permit
    • Others: passport + permanent residence permit
  • Proof of income - if not credited to Sberbank CZ account:
    • employee 
      • FAIR Loan from CZK 30,000 to CZK 250,000 (inclusive): Proof of Income or full bank statements from your current account for the past three months
      • FAIR Loan from CZK 251,000 to CZK 500,000 (inclusive): Proof of Income and full bank statements from your current account for the past three months
    • entrepreneur – Tax return and proof of tax payment

Contact us

  • At any Sberbank CZ branch
  • On our info-line 800 133 444
  • Using the contact form on this page

Information contained in this marketing kit does not constitute a public offer or invitation to bid and/or enter into a contract/agreement. Provision and use of Sberbank CZ services are subject to the execution of a respective contract/agreement and compliance with the terms and conditions thereof. Comprehensive information about our products and services can be obtained at http://www.sberbankcz.cz or any Sberbank CZ branch.

Best Interest Rate Guarantee

Were you offered a better interest
rate by any other bank? Tell us
about it and we will match it up!

Campaign Terms and Conditions


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